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Tips for Back-to-School Shopping and Making the Most of Tax-Free Weekend

July 18, 2024

As summer winds down and the new school year approaches, it’s time for back-to-school shopping. For families in Brazoria County the annual Tax-Free Weekend offers a fantastic opportunity to save on essential school supplies, clothing, and more. At Old Ocean Federal Credit Union, we want to help you make the most of this event with some practical tips for a smooth and budget-friendly shopping experience.

1. Make a List and Set a Budget

Create a List: Start by making a comprehensive list of items your children need for the upcoming school year. Include everything from uniforms and sneakers to notebooks and calculators.
Set a Budget: Determine how much you can afford to spend on back-to-school shopping. Sticking to a budget will help you avoid unnecessary purchases and financial stress.

2. Research and Plan Ahead

Compare Prices: Research prices online before hitting the stores. Many retailers post their sales and promotions ahead of time, allowing you to compare and find the best deals.
Plan Your Shopping Route: Plan your shopping trip to maximize efficiency. Focus on stores that offer the best deals and have a good selection of items on your list.

3. Take Advantage of Tax-Free Savings

Eligible Items: Familiarize yourself with the list of eligible items for tax exemption. These typically include clothing, footwear, school supplies, and backpacks priced under $100 per item.
Check Store Policies: Some stores may have additional promotions or discounts during Tax-Free Weekend. Check store policies on price matching and returns to ensure you get the best deals.

4. Shop Smart and Stay Organized

Shop Early: Beat the crowds by shopping early in the morning or later in the evening. This strategy can also help you find items before they sell out.
Use Coupons and Apps: Take advantage of coupons, discount codes, and shopping apps to save even more. Many stores offer extra discounts on top of tax-free savings during this weekend.

5. Consider Quality and Durability

Invest in Quality: While it’s tempting to go for the cheapest options, investing in high quality items can save you money in the long run. Durable backpacks, sturdy shoes, and well-made clothing will last longer and withstand the wear and tear of the school year.
Read Reviews: Look for product reviews and recommendations to ensure you’re buying items that are both reliable and functional.

6. Finance Your Shopping with Ease

Credit Union Services: At Old Ocean Federal Credit Union, we offer a variety of financial services to help you manage your back-to-school expenses. Consider using our low-interest credit cards or personal loans to finance your purchases without breaking our budget. We’re even offering a special BACK TO SCHOOL loan this year!
Budgeting Tools: Take advantage of our budgeting tools and financial planning resources to keep track of your spending and stay within your budget.

Back-to-school shopping can be a fun and rewarding experience, especially during Tax-Free Weekend in Brazoria County. By planning ahead, shopping smart, and taking advantage of the savings opportunities, you can equip your children with everything they need for a successful school year without straining your finances.

At Old Ocean Federal Credit Union, we’re here to support you with financial solutions tailored to your needs. For more tips on budgeting, saving, and making the most of your money, visit our website or contact us today. Happy shopping and best wishes for a fantastic school year!