Accounts & Services

Privacy

What does Old Ocean Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Old Ocean Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Old Ocean Federal Credit Union share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Old Ocean Federal Credit Union share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes to offer our products and services to you	Does Old Ocean Federal Credit Union share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does Old Ocean Federal Credit Union share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes information about your transactions and experiences	Does Old Ocean Federal Credit Union share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes information about your creditworthiness	Does Old Ocean Federal Credit Union share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does Old Ocean Federal Credit Union share? Yes	Can you limit this sharing? Yes

To Limit Our Sharing

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call (979) 647-4952 or contact us.

What We Do

How does Old Ocean Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Old Ocean Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

Open an account
Give us your contact information
Apply for a loan
Show your driver’s license
Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Old Ocean Federal Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Nonaffiliates we share with can include CUNA Mutual.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Old Ocean Federal Credit Union doesn’t jointly market.

Other Important Information For Texas Credit Union Members. COMPLAINT NOTICE This credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If you have a dispute with Old Ocean Federal Credit Union, you should first contact the credit union. If the dispute is not resolved to your satisfaction, you may file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: By U.S. Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone number: (512) 837-9236, Website: www.tcud.state.tx.us.