The Cure for Holiday Hangover

We get it... the holidays can be rough on your wallet.

The festive season is full of joy, but when the bills start rolling in, the holiday hangover hits hard. Don’t stress, Old Ocean Federal Credit Union is here to help you shake it off with our Holiday Hangover Debt Consolidation Promotion.

Why choose debt consolidation? When those credit card bills from holiday shopping start stacking up, it can feel overwhelming to manage multiple payments. Consolidating your debt with Old Ocean FCU lets you roll everything into one low monthly payment, simplifying your finances and saving you money.

The Holiday Spending Facts:

  • $1,455: The average American spends during the holidays.
  • 40%: Of people use credit cards to cover holiday purchases.
  • 3 months: Average time it takes to pay off holiday debt.
  • 19%: Credit card interest rates are often in the double digits!

But it doesn’t have to be that way. Instead of dealing with high-interest rates and scattered payments, consolidate your debt and pay less.

Benefits of Debt Consolidation:

  • Lower interest rate: Get a better rate than your typical credit card.
  • Simplified payments: No more juggling multiple bills. One payment, one due date.
  • Boost your credit score: Consolidation can reduce your credit utilization, a key factor in improving your score.
  • Peace of mind: Focus on what matters—like enjoying the New Year—without stressing about finances.

How does it work?

It’s simple. We’ll help you refinance your holiday debt into one manageable loan with a lower interest rate. With just one monthly payment, you’ll have more control over your finances and can pay off your debt faster!

Ready to break free from your holiday hangover?

Click below to get started and let’s start the New Year debt-free!

Consolidate My Debt Now

Questions?
Call us at (979) 316-4833 or stop by your local branch! We’re here to help.

Back
lighthouse
Facebook
Twitter
Email
White Old Ocean Logo

Welcome to Old Ocean Federal Credit Union, proudly serving Sweeny, West Columbia, Brazosport, Old Ocean and all of Brazoria County, Texas. Here, you’re more than a customer. You’re a member and owner. That means we put you first, not fees or profits. It’s what sets us apart from banks and other lenders and why we’re confident you’ll love experiencing the credit union difference.
Accounts + Services
Member Services
Loans + Credit
Insurance
Online Services
NCUA Logo
Equal Housing Lender logo
Contact Us | Privacy | Service Fees & Disclosures | Accessibility | Sitemap
Ⓒ 2025 Old Ocean Federal Credit Union. All Rights Reserved | Site Designed By Your Marketing Co

You are now leaving Old Ocean Federal Credit Union

Old Ocean Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Old Ocean Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL