Routing #313186909
Phone # (979) 316-4833
Locations + ATMs
Drive Thru Hours
Mon-Fri: 9am-5pm
Lobby Hours
Mon-Fri: 9am-5:30pm
979-316-4833
Routing Number
313186909
It may not be the most exciting time of year, but with a little planning and know-how, tax season doesn’t have to feel like navigating stormy seas. At Old Ocean Federal Credit Union, we’re here to help you breeze through tax season while keeping your personal finances on course.
Here are some simple, practical tips to get you started:
1. Chart Your Course: Gather Your Documents Early
Before you can file, you’ll need all the paperwork. Start by rounding up:
Having everything ready means fewer delays (and fewer headaches).
2. Don’t Miss Hidden Deductions
Every dollar counts, so make sure you’re not overlooking deductions and credits. Some to consider:
Not sure what you qualify for? A tax pro or tax software can help you uncover savings.
3. Stash Your Refund Wisely
If you’re expecting a refund, treat it like the treasure it is! Instead of spending it all in one go, consider:
Not sure where to start? Old Ocean FCU can help you set up savings accounts or plan for your financial goals.
4. Avoid Late Filing Fees
Life gets busy, but missing the tax filing deadline can lead to penalties. If you think you’ll need more time, file for an extension. Just remember: an extension gives you more time to file, not to pay, so try to send in at least a partial payment if you owe.
5. Make Taxes Part of Your Financial Plan
Planning ahead for tax season can help you avoid surprises. Setting aside a portion of each paycheck throughout the year can make paying taxes (or dealing with smaller refunds) less stressful. Pro tip: Open a separate savings account just for taxes!
We’re Here to Help
Need help navigating your personal finances this tax season? We can help. Whether it’s advice on budgeting, setting up a tax-specific savings account, or planning for long-term goals, we’re ready to guide you to smoother financial waters.
Remember, tax season is just one part of the bigger financial picture. With a little preparation, you can set yourself up for a year of financial wins. Happy filing! Stop by the credit union and let us know how we can help.
Welcome to Old Ocean Federal Credit Union, proudly serving Sweeny, West Columbia, Brazosport, Old Ocean and all of Brazoria County, Texas. Here, you’re more than a customer. You’re a member and owner. That means we put you first, not fees or profits. It’s what sets us apart from banks and other lenders and why we’re confident you’ll love experiencing the credit union difference.
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