Shop Local This Holiday Season — and Why It Matters

As the holiday season kicks off, it’s easy to get swept up in the convenience of online shopping and big-box deals. But at Old Ocean Federal Credit Union, we believe there’s something special about shopping right here at home. Every time you choose a local store, restaurant, or service, you’re helping your neighbors, strengthening our local economy, and keeping our community thriving.

Why Shopping Local Makes a Big Difference:

• It supports local jobs. Every dollar you spend at a local business helps create and sustain jobs for people right here in our community.
• It keeps money circulating locally. Studies show that for every $100 spent at a local business, roughly $68 stays in the community—compared to only $43 when spent at a national chain.
• It builds stronger communities. Local businesses are more likely to support community causes—sponsoring little league teams, donating to local charities, and giving back where it counts most.

Local Shopping Tips for the Holidays:

1. Visit holiday markets and small shops — You’ll find unique, handmade gifts that can’t be bought online.
2. Dine out locally — Share a meal at your favorite hometown restaurant or coffee shop.
3. Use your Old Ocean FCU debit or credit card at local merchants — it’s safe, convenient, and helps track your spending.
4. Spread the word — Share your favorite local finds on social media and tag the business to boost their reach.

Our Commitment to the Community:

Old Ocean FCU is proud to support our local businesses—not just during the holidays, but all year long. When you bank with us, you’re part of a cooperative that believes in people over profits and local impact over corporate gain.

This holiday season, let’s all do our part to make sure our community shines bright.