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Loans & Credit

Consumer Loans

The Old Ocean Advantage

Our members can take advantage of some of the best loan rates in the area. In fact, our new and used vehicle, boat loans and recreational vehicle loans are often lower than traditional banks.

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CD Secured

This service allows you to use your CD as collateral with a low rate to obtain cash quickly.

New & Used Auto

Most of our members know to come to us before they head to an auto dealership. In addition to Old Ocean Federal Credit Union’s low auto loan rates, knowledgeable members have learned that loan pre-approval provides additional leverage when negotiating the vehicle’s price. Our members take advantage of other benefits too, such as:

  • 100% financing for qualified buyers.
  • Convenient financing up to 72 months.

Signature Loans

Need cash in a hurry? Old Ocean Federal Credit Union’s Signature Loans provide our members with access to fast cash. For more information about a Signature Loan, please contact one of our experienced Loan Officers.

New & Used Motorhomes / Recreational Vehicles

Travel within our own country is at its highest and one of the best ways to see America is on the road. Motor Homes provide a convenient way to travel and Old Ocean Federal Credit Union’s motor home loans can make that dream a reality. The loans feature:

  • 90% financing of the MSRP.
  • Convenient financing up to 120 months.

Shares Secured Loan

An Old Ocean Federal Credit Union Shares Secured loan allows members to deposit money into their shares accounts and then reap benefits by borrowing against it.

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