Menu
Routing #313186909
Phone # (979) 316-4833
Locations + ATMs
Drive Thru Hours
Mon-Fri: 9am-5pm
Lobby Hours
Mon-Fri: 9am-5:30pm
979-316-4833
Routing Number
313186909
Routing #313186909
Phone # (979) 316-4833
Locations + ATMs
Drive Thru Hours
Mon-Fri: 9am-5pm
Lobby Hours
Mon-Fri: 9am-5:30pm
979-316-4833
Routing Number
313186909
“If your vehicle is totaled or stolen and not recovered, Gap will pay the difference between your scheduled loan balance and your insurance company settlement so you won’t have to come up with money out of pocket to pay for a car that no longer exists.”
“Your ‘scheduled loan balance’ is the balance on your loan assuming you make your payments in full and on time according to your loan agreement.”
“Your primary insurance covers the value of your vehicle and not what you may or may not owe on that vehicle. If you are financing more than 70% of the retail value of your vehicle for more than 3 years, you are probably upside down/negative equity/owe more than what it’s worth in the eyes of your insurance company.”
“I would get in writing if I were you and if you can then you should be okay.”
“You may add Gap Coverage at any time but your coverage will be reduced because the value of your vehicle will not be what it is today.”
“You can cancel your coverage within the first 60 days and you will receive a full refund.”
“Coverage lasts for the original loan term. Changes to the loan will affect coverage and may require the purchase of another policy.”
“No, your loan must be with the credit union.”
“Yes, but only to the joint borrower.”
Welcome to Old Ocean Federal Credit Union, proudly serving Sweeny, West Columbia, Brazosport, Old Ocean and all of Brazoria County, Texas. Here, you’re more than a customer. You’re a member and owner. That means we put you first, not fees or profits. It’s what sets us apart from banks and other lenders and why we’re confident you’ll love experiencing the credit union difference.
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