Be a Credit Super Star!

Sick of high rate costs and looking to find a better financial future when it comes to credit? OOFCU is here to help with our six-star plan!

Step 1: It’s important to know your credit score! That way you know what steps need to be taken to get it to a better number. And our low rate is sure to help improve your credit score!

Step 2: It’s important to organize your bill payments. Make sure you are up to date and paying all bills on time, because being overdue on bills can be a major strike on your credit score. That’s why our low-rate payments make it easy to get your payments in on time!

Step 3: Did you know that using your credit card can help your credit score? Any time you swipe and pay your credit card bill on time, that shows you’re reliable, and will give your credit score a boost! That’s why an OOFCU credit card is perfect for getting you a better financial future!

Step 4: Consolidating your debt can be a major step towards making sure it gets paid off. By putting it all in one place, you can be sure you’re steadily paying it off and rebuilding credit.

Step 5: Unfortunately there are folks out there who will try to get access to your credit accounts, and if they make major spends with your card without paying, that still shows up on your credit score. Be sure to safeguard your information to avoid scams and a major dip in your credit score.

Step 6: You should always use a credit card instead of a debit card when making online purchases! If someone is able to get ahold of your information, it’s far easier to get cash back and cancel falsified purchases from your credit card, while a debit card will take that money directly from your account and will be tougher to get back.

So are you ready to be a credit score star? There’s one last step! Be sure to apply for a low rate OOFCU card today to get started on the path towards better credit. You can even think of us as your credit Super Star!

See credit union for details. Federally insured by NCUA.