Routing #313186909
Phone # (979) 316-4833
Locations + ATMs
Drive Thru Hours
Mon-Fri: 9am-5pm
Lobby Hours
Mon-Fri: 9am-5:30pm
979-316-4833
Routing Number
313186909
A recent report from LendingTree® said that 44% of consumers planned on opening a store credit card this season. However, that same report said that 56% of those who have had store credit cards in the past have regretted getting them.
Sure, those sign-up bonuses can be great but if you carry a balance on one of these cards, the interest you pay with those high APRs can easily exceed what you saved with that initial discount stores offer.
While the salesperson does a great job of talking about the perks and discounts you can get when you sign up, they almost never do an equally great job of talking about the interest rates and high payments you’ll have when you use it. In fact, the average APR for a new store credit card is 24.24%.
Here are a few tips from LendingTree® for getting the most out of a store credit card:
Or, you could bypass all of the potential downfalls of the store credit cards and seek alternatives from Old Ocean.
We offer our Holiday Loan with low rates. While you won’t get 20% off your first purchase at your favorite store, you won’t be one counted in the 59% of people with buyer’s remorse after opening that store credit card. You’ll also enjoy a much lower interest rate, which equals much lower monthly payments.
Welcome to Old Ocean Federal Credit Union, proudly serving Sweeny, West Columbia, Brazosport, Old Ocean and all of Brazoria County, Texas. Here, you’re more than a customer. You’re a member and owner. That means we put you first, not fees or profits. It’s what sets us apart from banks and other lenders and why we’re confident you’ll love experiencing the credit union difference.
Old Ocean Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Old Ocean Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
Click the link above to continue or CANCEL