Share the Love. Grow the Family. Get a Kiss!

February 1, 2026

February is a season built around kindness, connection, and small moments that make people feel welcome. At Old Ocean Federal Credit Union, that is how we try to show up every day.

This month, when you refer someone to Old Ocean FCU, they will receive a Hershey’s Kiss as a sweet little welcome when they join. It is simple, lighthearted, and meant to say we are really glad you are here.

A Sweet Way to Welcome Someone You Care About

We all know someone who could use a more personal banking experience. Someone who wants to be treated like a neighbor, not a number.

When you refer them to Old Ocean FCU in February, they will be welcomed with a Hershey’s Kiss and a friendly hello from a team that truly cares. It is a small gesture, but it reflects who we are and how we do business.

And a Thank You Just for Sharing

When you help grow the Old Ocean family, we want you to feel appreciated too.

At the end of the month, for every referral you make that turns into a new membership, you will receive one entry into a drawing for a gift basket filled with gift cards from local businesses. These businesses are picked by your favorite Old Ocean FCU employees and reflect the community we are proud to support.

The more people you refer, the more chances you have to win.

Why Members Love Referring Old Ocean FCU

Because it feels good to share something you trust.

Members often tell us they refer friends and family because of the friendly service, the local roots, and the feeling that Old Ocean FCU is truly part of the community. This February just gives us a fun way to say thank you for spreading the word.

Who Can You Invite?

Friends, family members, coworkers, neighbors, or anyone who qualifies for membership and is looking for a people first financial experience. If they value connection, kindness, and local service, they will feel right at home here.

How It Works

You refer someone during February.

They open a new membership.
They receive a Hershey’s Kiss as a welcome
You earn an entry into the end of month gift basket drawing for each successful referral.*

That is it. No pressure. Just a simple way to share the love.

Let’s Grow the Old Ocean Family Together

This February, help someone discover a credit union that feels different in the best way. Share the love, support local businesses, and enjoy being part of a community that gives a damn.

Refer someone today.

Join Now

*Offer ends February 28, 2026. Member will receive an entry for each referral who becomes a member during the contest period. Applicant must meet member eligibility of Old Ocean Federal Credit Union. Winner is responsible for all prize taxes. No purchase necessary. For alternative entry method, contact credit union directly. Odds of winning based on number of entries. One entry per eligible referral. While supplies last. See credit union for details. Federally insured by NCUA.

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