Top Ways to Protect Yourself Online & From Financial Scams

October is Cybersecurity Awareness Month, and it’s the perfect reminder to take a closer look at your online habits. At Old Ocean Federal Credit Union, your security is our top priority — but keeping your information safe is a team effort. Scammers are getting smarter, but with a few simple habits, you can stay one step ahead.

1. Watch Out for Phishing

Phishing emails or texts often look like they come from a trusted source. They may urge you to “verify your account” or “reset your password.”

• Don’t click on unexpected links.
• Always check the sender’s address.
• When in doubt, call us directly instead of replying.
  

2. Strengthen Your Passwords

Weak or reused passwords are one of the biggest entry points for hackers.

• Use a mix of letters, numbers, and symbols.
• Avoid obvious choices like birthdays or pet names.
• Consider using a password manager to keep track safely.
  

3. Enable Two-Factor Authentication

Whenever possible, add an extra step to your logins. A text or app code makes it much harder for fraudsters to access your accounts, even if they know your password.

4. Monitor Your Accounts Regularly

Check your online and mobile banking often for unusual transactions. If you see something off, contact Old Ocean FCU right away so we can help resolve it quickly.

5. Protect Your Devices

Keep your phone, computer, and apps updated. These updates often include important security fixes. Also, avoid using public Wi-Fi for financial transactions.

Staying cyber-safe isn’t complicated — it’s about being cautious and consistent. At Old Ocean Federal Credit Union, we’re always here to help you protect your money and your peace of mind.