Spread Cheers, Not Bills

Unwrap the Gift of Financial Freedom. We know what it’s like–the holiday season is creeping up on us, but the bills haven’t stopped rolling in. It can be overwhelming, but it doesn’t have to be. With Old Ocean’s Skip-a-Pay, you’ll be able to enjoy the season of giving without the burden of finances.

Whether you’re using the savings for a great Christmas present for the kids, or just want to take a month for a breather, skipping a payment is our gift to you this holiday season. So kick back this Christmas and take a break from your loan payment. It’s the season to be spreading cheers!


To qualify for the Skip-a-Pay program, your Old Ocean FCU account(s) must be in good standing. Requests must be received 5 business days prior to payment due date. Interest will continue to accrue and may exceed payment. A $25 administrative fee, per loan, per month, will be required every time you request a skipped payment. New loans that have not had at least three (3) consecutive monthly payments are not eligible. Cannot be used to resolve any past due status. Loan term extended one (1) month for each skipped payment. Effective November 1, 2023–January 31, 2024, a maximum of two (2) skipped payments per loan, per year and no more than two (2) consecutive skipped payments allowed. Other restrictions may apply. See credit union for details. Federally insured by NCUA.


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